Author: Keen Fox

  • Brief Summary on ROTH IRA

    Brief Summary on ROTH IRA

    A Roth IRA (Individual Retirement Account) is a type of retirement account that allows individuals to save and invest money on an after-tax basis. Contributions to the account are made with income that has already been taxed, and the money in a Roth IRA grows tax-free. Qualified withdrawals made in retirement are also tax-free. In […]

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  • How to Start Saving Money

    Starting a habit of saving money can be challenging, but it is an essential step towards achieving financial security and freedom. Here are some practical steps you can take to start saving money: Remember, starting a habit of saving money takes time and effort, but it is a worthwhile investment in your financial future.

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  • Skepticism towards Life Insurance

    Skepticism towards life insurance is a common sentiment that many people feel. Despite its benefits, some individuals may be hesitant to purchase a policy due to various reasons. This skepticism can arise from several factors and here are some of the reasons why: Most Common Objections While it’s true that being young and healthy reduces […]

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  • PDT vs PST and impact on Businesses

    The Pacific Daylight Time (PDT) and Pacific Standard Time (PST) have had a significant impact on business owners’ productivity in the Pacific Time Zone over the years. The time zones can both positively and negatively affect productivity, depending on how businesses manage the challenges they present. The PDT and PST time zones can have some […]

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  • Defining Operation Excellence in Business

    Businesses of all sizes and industries aim to achieve operational excellence as it is a key factor in determining their success in the long term. Operational excellence refers to the strategic approach that a company takes to optimize its internal processes and activities in order to achieve sustainable growth, increase efficiency, reduce costs, and improve […]

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  • Life Insurance Policy and Tax Benefits

    Life insurance policies can offer tax advantages to policyholders that can help reduce their tax burden and provide financial benefits in the long term. These tax advantages can vary depending on the type of policy and the jurisdiction in which the policy is issued, but generally, life insurance policies can offer tax benefits in the […]

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  • Happy Saint Patrick’s Day!

    Are you wearing green??? Saint Patrick’s Day, also known as the Feast of Saint Patrick, is a cultural and religious holiday celebrated on March 17th each year. The day honors the patron saint of Ireland, Saint Patrick, who is credited with bringing Christianity to Ireland in the 5th century. The origins of Saint Patrick’s Day […]

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  • Dear Employers, are your Key Employees covered?

    Your key employees deserves the best! A key employee is an individual who holds a critical role within an organization and whose departure could significantly impact the company’s operations, profitability, or reputation. They keep your business moving allowing for you to continuously share your mission and vision to the world. These individuals are often highly […]

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  • Breakfast anyone?

    Breakfast traditionally refers to the first meal of the day, typically eaten in the morning after waking up. However, there are no strict rules dictating when breakfast should be eaten. It is perfectly acceptable to have breakfast at any time of the day or night. In fact, many people enjoy having breakfast foods for lunch […]

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  • What is Free-look up in Life Insurance?

    Life insurance is a valuable investment that provides financial protection and peace of mind to individuals and their loved ones in the event of an unforeseen event. However, selecting the right life insurance policy can be a daunting task, and policyholders may have second thoughts about their purchase after they have signed the policy documents. […]

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